Terms: By submitting your story, you agree that you are over 18, and PTZ Insurance Agency, Ltd. has your permission to use your story on its websites and other materials to let people know how our pet insurance can help them afford their pets' veterinary care. This information may be used in whole or in part while maintaining the intended meaning of the text. If provided, your first name and last initial, city, state, pet’s first name, and any submitted photo may be used in any materials we publish.